Identity theft means deliberate use of someone else’s identity for the benefit of oneself, possibly in the field of financial credibility or other benefit on the person’s name. Identity theft happens when a person uses someone else’s name to commit fraud or crimes on their name.
Types of identity theft:
- Criminal identity theft: this means that the criminal poses as someone else when the crime is committed, so that someone else would be apprehended for their crime.
- Financial identity theft: posing as someone else for obtaining goods, credit etc.
- Identity cloning: here the criminal uses the information of another person in his daily life
- Medical identity theft: using someone else’s identity for obtaining drugs or medicines.
- Child identity theft: this occurs when a child’s identity is used by the imposter.
- Financial identity theft: the most common type of identity theft where the imposter gains financial help on the name of someone else.
How to prevent identity theft?
Simplest way to care for your identity is using my annual free credit report. Checking your credit report annually will help you figure out whether the credit taken by you are actually made by you or not. There are a number of simple ways that you could prevent identity theft. Here are the steps:
- You should use the credit report every single year at least once each year.
- To prevent being conned by imposters never trust credit card offers from unauthorized sources.
- One should put fraud alerts on his report in order to prevent hazards.
- It’s better to be safe than sorry therefore you should get the report from the whole thingof the three companies. It’s free so it won’t be an issue.
- Lastly utilize the shredder to prevent your personal documents fall in wrong hands.
Free Credit Report Annual is completely user friendly to access.